Feel hopeless?

Too much debt?

Feel trapped by your creditors?

We can help you find a way out. As Colorado’s top bankruptcy attorney, we offer legal, ethical and moral solutions to eliminating your debt and financial stress.

Pick up your phone and call 303-381-4900 right now to determine whether bankruptcy is a solution for you. Or fill out the form to your left with your name, email address and phone number. Then hit the “submit” button to have us help you determine if bankruptcy is right for you.

Why call us?

When you are considering whether or not bankruptcy is right for you, it’s important to make sure your bankruptcy attorney meets these criteria:

1. Do they offer you a FREE bankruptcy consultation? You shouldn’t have to pay an attorney to talk to you about whether or not bankruptcy is a good solution for your situation and whether or not you and the attorney are a good fit. That would be kind of like a car dealer charging you to take a test drive!

2. Are their fees affordable, with no hidden-costs? Our bankruptcy fees are all-inclusive. The flat rate we quote you includes your pre- and post-bankruptcy credit counseling education, your credit reports, your filing fee and our attorney fees.

3. Do they specialize in filing bankruptcy? The current edition of the US bankruptcy code is over 200,000 pages long. Which is why bankruptcy planning is extremely important. Bankruptcy planning is a bit like estate planning or tax planning. You want to make sure you fully understand the bankruptcy laws so you can use the full force of bankruptcy relief. Attorneys who don’t specialize in bankruptcy don’t always have the time, energy or interest to stay informed and up to date on all the subtle parts of the bankruptcy laws. Because our law practice is almost exclusively dedicated to consumer bankruptcy law, we often have a better understanding of these laws.

4. Are they willing to answer all your questions in ways that feel good to you? Bankruptcy is emotionally hard. You’re going to have lots of questions and your attorney should be happy to answer all of them. We make sure you’re comfortable with the process before we ever begin.

5. Are they convenient for you to reach? Bankruptcy is hard enough without you having to fight traffic to get to appointments. We have five locations in Colorado including four offices in the greater Denver area (Denver, Broomfield, Aurora, Highlands Ranch), Loveland, and Colorado Springs. Five Locations

6. Are their past clients willing to share their experiences? Our past clients are even willing to go on camera to share how happy they are with our services. Read or listen to what they say about us, in their own words.

7. Are they willing to offer you other options if bankruptcy isn’t the right solution for you? Some attorneys run what feels like a “bankruptcy mill.” They see bankruptcy as the one-stop option for helping you get out of debt. We know bankruptcy is one option. But it’s not always the best option. We fully assess your financial situation. Then we tell you straight up if you’re a good candidate for bankruptcy or if there are other, better solutions for your debt problems.

8. Do they have credentials that matter? At Heupel Law, we are members in good standing of the American Consumer Bankruptcy College, the National Association of Consumer Bankruptcy Attorneys, the American Bankruptcy Institute, the Colorado Bar Association and the Better Business Bureau. We’re also recommended as qualified experts by Colorado consumer advocates Tom Martino and Haystack Help.

9. Are they experienced with many different types of consumer bankruptcy situations? At Heupel Law, we’ve been the top filer of consumer bankruptcy cases in Colorado for the past four years. We’ve seen it all and we know how to handle even the most complex cases. We were even named as one of the Top 100 Bankruptcy Law Firms in 2010 by the industry’s acclaimed rating agency.

10. Do they truly care about your situation? Make sure you’re not just another case number to your attorney. When you come to our offices, it’s like you’ve stepped into our living room. We care about your situation. We protect you from your creditors the moment you retain us as your bankruptcy attorneys. We fill out your petition for you and handle all the paperwork for you. And together, we help you rebuild your financial future.

Pick up your phone and call 303-381-4900 right now to determine whether bankruptcy is a solution for you. Or fill out the form to your left with your name, email address and phone number. Then hit the “submit” button to have us help you determine if bankruptcy is right for you.

Want to know more about filing bankruptcy in Colorado?

Watch our videos contained “In the Media” that answer where we answer frequently asked questions about bankruptcy.

Read our tip sheet on Bankruptcy Myths so you can get the truth about bankruptcy.

Watch Colorado bankruptcy attorney Kevin Heupel's Question and Answer short video series where he answers your biggest questions, including what debts can be discharged under bankruptcy, what assets are protected in bankruptcy, best ways to rebuild your credit after bankruptcy, what to expect when you meet with a bankruptcy attorney and more.

Review the different types of bankruptcy:

If you are deep in debt and overwhelmed with daily collection calls at home or work, threatening letters, and the possibility of your creditors garnishing your wages, then a Chapter 7 may be the solution you need. A Chapter 7 bankruptcy eliminates most debts such as credit cards, medical bills, judgments, mortgage deficiencies, collection accounts, and many other debts.

Chapter 13 bankruptcy may be the right choice for you if you live in Colorado and have valuable property you want to keep, which you would lose if you filed Chapter 7 bankruptcy. File Chapter 13 bankruptcy in Colorado and you get to keep all of your assets so long as you repay the asset’s value to your unsecured creditors. This is true even if you are behind on the mortgage payments of your house or car.

If you have an extremely large amount of personal or business debt, and you live in Colorado, Chapter 11 bankruptcy is likely your best option. Chapter 11 bankruptcy is a way for an individual, partnership, or corporation to file for debt relief and restructure. A Chapter 11 bankruptcy could effectively turn your unprofitable business into a profitable enterprise. Our high end clients appreciate our discretion and professionalism when dealing with their finances.

Pick up your phone and call 303-381-4900 right now to determine whether bankruptcy is a solution for you. Or fill out the form to your left with your name, email address and phone number. Then hit the “submit” button to have us help you determine if bankruptcy is right for you.